CPU for KVM host

On an older machine I have an Intel i5-3570k cpu. Still a formidable cpu for gaming. It has 4 cores. Thinking of using it to host KVM & some VMs (not gaming). I am reading that this processor has VT-x but not VT-d. The VT-d is to allow hardware to pass through to the VMs & helps with I/O device performance. The KVM site seems to recommend it. Are there issues with not having the vt-d?

Debating whether to use the 3570, or pick up a newer one. The i5-10400F is only $99 at newegg.

Edit: … plus the cost for a new motherboard and ram.